Your home’s landscape and exterior space is the first thing that potential buyers notice. As they pull up to view your home, it is important that you are giving them a great first impression.
There are two main types of IRA's to choose between: a Roth or traditional IRA.
Your first decision will be whether you want to save on taxes today (with a deductible traditional IRA) or in retirement (with a tax-free Roth IRA).
Next, you will need to decide where it makes sense to invest your money. Consider an IRA as the basket that holds your retirement money and you get to decide what goes in that basket, meaning which stocks or mutual funds you want to buy.
To make these decisions, I believe that choosing a reputable financial agent to work with is very important!
There are two particular things to note as you make this decision:
Fees - by law, a broker can charge an annual fee to maintain your IRA, but many don't.
Commissions - make sure the bulk of your contribution is going toward your retirement nest egg, not to trading commissions.
Keep investing in your future! Maxing out your IRA is a big step toward making your retirement plans a reality. Also, check your employer-sponsored retirement plan, such as your 401K. If your employer matches contributions, make sure you take advantage of that free money!