Jerry J Sutherland's Blog Posts

Understanding Credit Scores Their Impact On Real Estate Financing

Whether you are looking to buy or sell, your credit score can play a major role in your finance approval. By definition, your credit score is a number that reflects your credit worthiness at any

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9 Tips To Sell That Lingering Listing Getting Showings But No Offers Steps To Attract Motivated Buye

So you have a listing but no interested buyers. Stop wasting time looking for a magic bullet that will sell a hard-to-sell house. There isn’t one single method or marketing campaign that will do

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12 SMART DEVICES TO RENOVATE YOUR HOME

The Best Smart Devices Of 2019(6 Under $100, 6 Over $100)Your time at home is valuable.  Smart home gadgets automate and expedite home processes. The best smart home devices save time and

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A Prayer For The Anniversary Of 911

by the Rev. Jeremy PridgeonO God, our hope and refuge,in our distress we come quickly to you.Shock and horror of that tragic day have subsided,replaced now with an emptiness,a longing for an

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The 911 Budweiser Tribute To America

As Americans reflect and pay tribute on September 11, an unusual advertisement still often resurfaces — a Budweiser commercial that aired just one time. Budweiser didn't want to make any money off

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The History Of Labor Day In America

What are your plans for Labor Day?  When you think of Labor Day, what comes to mind?  It’s a weekend with picnics, barbeques, fireworks, parades, and possibly a music festival.  For

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THE GALVESTON BEACH CHALLENGE

The Galveston Beach Challenge is Sunday, August 18th, 12 pm – 4:30 pm CST, 6th and Seawall Blvd., Galveston, TX 77550.  Check-in begins Sunday, August 18th at 11 am CST.  This

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Sales Tax Holiday Texas August 9th Thru Aug 11th 2019

The annual sales tax holiday for Texas begins Friday, August 9 and ends midnight Sunday, August 11.  During this tax free weekend, you can buy most clothing, footwear, school supplies and

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Ways To Beat The BacktoSchool Blues

Returning to school after the long summer break can be a challenge for many students.  A new term is filled with new challenges, new friends and new experiences. To make the transition

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More People Pay Their Mortgages On Time But How Long Will This Good News Last

By Kenneth R. HarveyFebruary 27, 2019The Washington Post, Real EstateIt’s a real estate and social barometer that doesn’t get a lot of publicity, but it’s important: More Americans are paying

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Texas Grants For Home Buyers

http://www.tsahc.org/homebuyers-renters/ready-to-buy-a-homeTexas offers closing and down payment assistance for moderate to low income (under $83,000 a yr) borrowers with approved credit scores over

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Weathering A Hurricane

Handy Tips For Before, During, & After a StormBeforeTalk to your insurance advisor to be sure you have the right coverage. 📱Listen to weather advisories. ⛈️Cover windows with.

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Hurricane Prepareness Checklist

Food & Supplies for Severe Weather Along the Texas Gulf CoastAs we approach early August and the month of September,  Texas residents along the Gulf Coast should be prepared to protect

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My WHY As For WHY I Do REAL ESTATE

A Time of Self Reflection.  As the events of Wednesday afternoon, February 14, 2018 began to unfold on TV at Stoneman Douglas High School in Parkland, Florida, I

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MY STORY A Move To The Texas Gulf Coast

I’m Jerri Sutherland, a realtor in Galveston, TX and new to this thing called “blogging”.  I decided in late 2016 to make this journal go “live” and to stop procrastinating as I need

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Winterizing Your Home

In South Texas we do not have a long checklist to take care of when winterizing our homes, but there are a few things that you might want to take the time to check.If you are lucky enough to have a

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A December To Remember 2017

What an awesome year 2017 has been! Consumer confidence is at an all time high causing the stock market to hit record levels. This is good for everyone.  This year's Christmas tree is

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Disaster Home Mortgages With No Money Down

Once the president declared Galveston County a disaster area, Galveston County qualifies for a special FHA loan only granted to areas that have been hit by natural disasters. This program is great

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Stuttgarden Tavern In Texas City

After Hurricane Ike, the Mall of the Mainland never really came back to life. Dillard's had too much damage to open their doors so FEMA leased the space. Then Macy's closed and the mall just sat

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Texas City Housing Boom

When you think of Texas City, most think of a small industrial town. But did you know that from 2000 to 2014 Texas City's population grew 12.3% according to City-data.com? This sleepy little

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Borrowers With Student Loan Debt Can Qualify For Home Loan

Fannie Mae announced new policies that aim to help potential borrowers with student loan debt qualify for a home loan and combat the negative effect that student loan debt has had on the housing

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Down Payment Assistance

Southeast Texas Housing Finance Corporation,SETH,was formed in October 1981 to help moderate income buyers with their down payment to purchase a home. SETH will give qualified buyers up to 6% for

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1107 Estate Drive LaMarque TX

1107 Estate Drive has all the charm of the world left behind by an effort to mass produce homes for profit. This builder's personal custom built home shows pride at every turn from the custom

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Mortgage Calculation App

Fairway Mortgage has come up with this awesome app that will help you calculate the down payment and house note on any home. This app will also help educate first time buyers on the loan process,

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Homestead Exemption For You Property Taxes

The 1st of the year means taxes for everyone. Some look forward to the huge tax return that they will receive to use for a trip, a new car, savings, paying off bills, but in my case I hope you use

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Lake Friendswood

After many years of planning and developing Friendswood has it's very own lake, Lake Friendswood. The lake came to pass from a sandpit that was used in the 80's to develop the communities in the.

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Why Buyers Need A Real Estate Agent

Why Buyers Need A Real Estate AgentWhy do buyers need a real estate agent? There are many reasons, but here’s our top five! The right agent can make all the difference.Real estate&

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New President New Home

Today the most important real estate transaction for the last 4 years took place in Washington DC. At  a little before noon today Obama left the White House to move into a rented home in

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Who Said The Holidays Were A Bad Time To Sell Your Home

Home sales surged this past year in November. Property sales were up 21% from November 2015. In December of 2016, in League City alone, 123 homes were sold with sales prices ranging from $97

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What Do You Do With Your Tax Return

The new year is just weeks away again. It comes faster and faster every year. But this year could be different for you. This could be the year that you start taking control over your tax refund.

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Naughty Or Nice Realtors

There is a new Realtor born every day in the Houston area. So with thousands of Realtors in Houston how do you know which ones are naughty and which ones are nice? You can always look at how

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Holidays Are Not For Dieters

We all agree that staying away from sweets, starches, and salt is always good for our health, but there is a time for even the strong will person needs to splurge. My grandmother would makes these

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VOTE

Voting has been a custom in America for 240 plus years. It took us a while but, we finally got this voting system and rights figured out. Every American citizen is able to cast one (1) vote. 

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2810 26th Ave N Texas City Texas 77590

This lovely 3 bedroom home features:Updated PVC Plumbing1 Year Home Warranty through Landmark Home WarrantyNew flooringFresh PaintCustom Built CabinetsComes with Washer, dryer, fridge and

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Importance Of A Budget

Creating a BudgetHaving a budget that you adhere to each month is the quickest and best solution for saving money, paying down debt and investing in your future. However, if you are like

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Fall Home Owner Maintenance

Fall is my favorite time of the year. In South Texas we hit the 80's in as early as late March some years, so when November rolls in with a nice 78 or 75, I am ready. I love how pretty the trees are

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Cosmetic Vs Structural Flaws

I have noticed in my years of selling homes to a variety of people, buyers tend to notice cosmetic flaws, but overlook the major structural flaws. This is understandable because it is the first

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Halloween Legens

Irish legend tells of a man named Jack that tricked the devil out of taking him to hell.  upon Jack's death St. Peter would not allow Jack into heaven because he had too much sin in his life

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FHA Appraisal Conditions

Scared of selling your home to a buyer getting an FHA Loan? No need to be. You may have to do some minor repairs to get your home into FHA code approval, but it should not be something that limits

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Steps To Purchase A Home

As a Realtor I am surprised at how many customers, even ones that have purchased a home before, do not realize or know the steps that are involved in purchasing a home. This will be a quick review

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Free Property Taxes In Galveston

Galveston Daily News this past week had an article covering a tax incentive program offered through the Development Services Department of the Planning and Development Division. This

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Texas City Amusement Park

Scheduled to open Fall of 2017, Adventure Pointe, a 25 acre amusement park to the south side of Tanger Outlet on I 45 south, promises to be more than just an average amusement park. With it's

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Choose A Realtor That Knows Your Market Area

Besides your 401K plan, your home most likely is your largest investment. Why would you trust selling your largest investment with a Realtor that does not know your market area? I am from Texas.

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Need Down Payment Assistance

Southeast Texas Housing Finance Corporation, SETH,  was formed in October 1981 to help moderate income buyers with their down payment to purchase a home. SETH will give qualified buyers up

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Why Flood Insurance Is A Good Idea

FEMA has created a map of the United States that determines the probability that the property will flood. This map was created as a guideline for federally backed mortgages. Flood insurance rates

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Why Have Your Home Inspected

Any good real estate professional will always allow at least a 10 day option period so that their buyer can have the home inspected by a licensed home inspector. You would not buy a car without test

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How To Prepare For Your Appraisal

Your Real Estate appraisal is one of the most important part of the whole transaction.  Many feel that after the contract is signed and the option period  has expired they can sit back and

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4th Of July Activities

Freedom is a word that we American's take for granted. All of us born in America have known nothing but freedom. Most of us have never had to go to bed hungry or without a bed to sleep in. Even the

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Inexpensive Home Upgrades

Check out these tips on an inexpensive home upgrade: If your home is like many, it probably has basic plastic light switches and plugs. The easiest

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3088 Square Feet In The Heart Of League City

This 3,088 square foot 4 bedroom home has 3 beautiful bathrooms and a 4 car garage all in the heart of League City.Make your own personal and private get away by designing a sitting room in this

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Fixer Upper

Tired of watching everyone else on TV make money by flipping homes. Call me at 409-539-8234 to learn how you can update your next home.Go from thisTo thisJust a little elbow grease and a good

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Staging Your Home To Sell

Staging your home facts according to stagedhomes.comNon staged homes takes an average of 90 days on the market to sell; staged homes average is 11 daysStaged homes sell for 17% more than non-staged

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IRA Accounts

There are two main types of IRA's to choose between: a Roth or traditional IRA.Your first decision will be whether you want to save on taxes today (with a deductible traditional IRA) or in

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Bad Credit Or No Credit But You Need A Home

Have you recently been through a tough patch? Maybe a divorce or medical bills or even student loans have ruined your credit. Have you been throwing your money away on rent that usually cost

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Stewart Title

Choosing the right title company is just as important as choosing the right mortgage company.  The title company is what holds the whole real estate transaction together. The right title

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Good Time To Buy But Skeptical About Ability To Obtain A Mortgage

NAR's survey found that more homeowners (82 percent) than renters (68 percent) during the polling period believe that it's a good time to buy a home. Furthermore, of those who thought it was a good

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Consumers Are Urge To Get A Realtor

 Buying a home isn’t as easy as clicking a few buttons and magically getting the home of your dreams, as the current real estate advertising landscape leads many to believe. The reality is

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Metro Home Prices Accelerate In The Fourth Quarter Of 2015

WASHINGTON (February 10, 2016) — A moderating pace of sales had little impact on the trajectory of home prices during the final three months of the year, which picked up speed and showed continued

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Sellers Seeing Sales Prices Very Close To Listing Prices

Homeowners looking to sell and move to a new place are in a great position; according to the National Association of REALTORS®’2015 Profile of Home Buyers and Sellers, sellers are seeing the

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Donald Trump And Bankruptcy

Donald Trump is no stranger to the headlines for the last year or so. You may not like Trump's harsh tones, but one thing cannot be overlooked; he is a prosperous Real Estate investor. Yes, he did

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City Of Deer Park Texas

                                                      ;

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How To Build Your Network Muscle

There are plenty of chances for you to network in your business. For instance, when I go to work out, I view it as an opportunity to meet new people and make valuable connections. And

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Tips On Internet Fraud

I thought you might find this information on Internet fraud to be interesting. The more you use the Internet, the more you appreciate its convenience and access to services

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Sellers Market In Galveston County

According to the HAR website this morning, 12 homes in the Galveston County area went from Active for Sale to Pending Sale yesterday alone! If you average a 8 hour work day, that is more than one

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March Madness Of Real Estate

The term March Madness is used for this time of year when the NCAA college basketball tournament takes place. This will bring almost as many people as the Super Bowl to Las Vegas as dreams of

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Open House 12832 E Madrid Spanish Grant

Barbie Tucker will host a Public Open House at 12832 E Madrid in Spanish Grant on Galveston Island from 1 PM to 4 PM on Saturday March 12th. If you have ever been interested in living on the Island,

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Why The Mortgage Company You Choose Can Make Or Break A Deal

Why is it so important to listen to your Realtor when choosing a mortgage company?  For the same reason you would listen to your doctor when it come time to choose a hospital. We are the

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All In A Days Work

The general consensuses is that Realtors get paid a  ton of money for filling out a contract that most anyone can fill out. Boy, I wish it was that easy!To give you an idea of how a

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Are You Financially Ready To Buy A Home

What a big leap to make from renting to owning!  There are so many reason why renting is a good idea, but on the flip side owning a home has it's advantages too. How do you know when to

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The Home Refinance Plan Banks Dont Want You Knowing

Close to a million homeowners could still benefit today, but sadly, many perceive HARP to be too good to be true. Remember, HARP is a free government program and there’s absolutely NO COST

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How To Buy A Home Without A 20 Down Payment

Home prices are on the rise, making it harder for buyers to cobble together a 20% down payment.But there are options for buyers who don't have that kind of cash sitting in the bank.1. Apply for an

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Veterans Discounts In Texas City

Veterans, next to preacher, in my opinion, are the most important people! I would not have the freedoms, liberties, education and government that I enjoy today if it was not for the

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Overpricing Your Home May Net You Less

Every seller wants top dollar for their home. Trust me, your Realtor also wants top dollar for your home! But overpricing your home can be detrimental to your sell. First and foremost, you want

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Selling A Home In Texas City Texas

Whether you are selling or buying a home, SOLD is the most important word in any transaction. Currently, Texas City proper is a hot spot for resale homes. There is only 19 homes for sale

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How Much Should I Offer For This Property

It’s actually one of the most important questions you’ll have to answer as a real estate investor, and maybe you’ve already had the chance to wrestle with it first-hand. The question is:“

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IS YOUR PROPERTY IN A FLOOD ZONE

For most of us, the risk of a losing everything in a flood is NOT something we lie awake in bed worrying about at night.Flooding disasters tend to be a highly infrequent, once-in-a-lifetime

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2015 Home Sells In Texas City

From January 1st to December 31st 2015 276 homes sold and closed in Texas City. These home ranged in price from $10,000 to $583,000. Texas City is still a city people want to live in. The

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New Assistance For Home Buyers

Are you tired of throwing away your money on an apartment or house that will never be yours? Do you think you could never save enough for a down payments? Well, this blog is for you. Here are

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Selling Your Own Property

Here's what you should know about your E&OMany Real Estates brokers and agents handle transactions in which the are selling their own properties. Most errors and omissions insurance policies define

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Why Renters Cant Make The Move

Spiking rents are making it hard for would-be buyers to save for down payments.Rising rents are making it difficult for potential first-time buyers to become owner, especially since rent

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Using Your Tax Return To Buy Your Home

Turbo Tax online states that if you have been claiming the standard deduction up until now, the extra write-offs from owning a home almost certainly will make you an itemizer. Suddenly, the state

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Why You Need A Real Estate Agent When Purchasing New Construction In Texas City

Many people think that when they decide to purchase a new construction home that the builder's sales agent is all that is needed. Most of the builder's sales agents will discourage the buyer from

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